Security and Privacy

 

At The Peoples Bank, nothing is more important than the safety and confidentiality of our customers' personal and financial information. We employ the latest in secure technology and software. Our professional staff utilizes consistent organization-wide security practices to safeguard your account and prevent fraud.

Cybersecurity refers to technologies, processes, and practices that focus on protecting computers, networks, programs and data from unintended or unauthorized access, change or destruction.

In order to make our internet access more secure we require multi layered authentication, with strict criteria for the password must be changed every 90 days.  We require 3 security questions that must be changed every 180 days along with a watermark image.

We will never contact our online customers and request your password or security questions.

Keep all online devices protected by having the latest security software, web browser, and operating systems.  This is the best defense against viruses, malware, and other online threats.  Turn on automatic updates when possible.

Practice good online safety habits:  

In order to defend against entry by hackers, The Peoples Bank of Taylorsville uses the latest in firewall technology from one of the market's leading firewall providers. At the core of our network are multiple firewalls to ensure the safety of your information. These firewalls monitor and control the flow of all communications to and from The Peoples Bank of Taylorsville. This allows us to prevent any unauthorized entry into our network.

We continuously strive to improve the security on our systems, through periodic audits and close monitoring of all transactions originating from, or being sent to the Internet. In addition, we strictly adhere to the rules and regulations for security set forth by the FDIC (Federal Deposit Insurance Corporation), and work closely with all of our key hardware and software manufacturers to ensure the safest possible environment for you and your money.

Website Terms and Conditions

The information contained on the pages of our website is intended to provide information only and you should not rely on it for, legal, accounting, tax, or financial advice. Please consult with your accounting, financial or legal advisor before using any of this information.  

Copyrights and Trademarks

We own or have obtained permission to use the copyright in and to all pages, graphical, screens and text in our site. We also own or have permission to use all intellectual property rights. Your use of our site does not entitle you to any rights in the foregoing.

Geographical Limitations

The Peoples Bank is in Taylorsville, Kentucky (Spencer County). Our products and services are subject to Kentucky law and are only available to new customers who are residents or businesses located in our geographic markets defined as the cities and counties surrounding our branch locations, and to former and current customers.

Product Information

The information contained herein regarding our products and services is not intended to take the place of agreements governing our products and services or our disclosures made in accordance with federal and state law. Information on our site may not apply to all products and services and is current only as of the dates posted. Information presented on this site regarding any of our products and services does not constitute a commitment to provide any such product or service. Your eligibility for certain products and services may vary and is subject to a final determination and acceptance by us. Please contact us at 502/477-2244 for information, or for copies of any applicable agreements or disclosure statements.

Liability

The Peoples Bank, its subsidiaries or affiliates, in no event will have any liability or responsibility for any loss or damage, including, without limitation, any direct, indirect, or consequential, incidental, or special loss or damage, arising out of or relating to the use of or inability to use, print or display all or any portion of our site by you or any other person, or any failure or delay or system failure, virus or other disabling routine, or otherwise.  This disclaimer of liability applies even if The Peoples Bank or its subsidiaries, affiliates or any of its service providers, employees, or affiliates or any of its or their service providers, employees or representatives have been advised of the possibility of any such loss or damage.

Warranties

Although The Peoples Bank strives to provide accurate information, names, images, pictures, logos, icons, documents, and materials (collectively, the "Contents") for our website, it makes no representation, endorsement, or warranty that such Contents are accurate or suitable for any particular purpose. Contents are provided on an "as is" basis. Use of the website and its contents are at the user's sole risk. The service and its contents are provided without any representations, endorsements, or warranties, either express or implied, including, but not limited to, any warranties of title or accuracy and any implied warranties of merchantability, fitness for a particular purpose, or non-infringement, with the sole exception of warranties (if any) which cannot be expressly excluded under applicable law. The Bank also makes no representations, endorsements, or warranties, either expressed or implied, with respect to any service operated by a third party.

Additional Disclaimers

Descriptions of, or references to, products, services or publications within our web site do not imply our endorsement or approval of any such product, service, or publication. We are not associated with or responsible for any of the external linking web sites that may be accessed through our site and use of any such hyperlinks, or other sites will be at your own risk. The products or services offered, opinions expressed, content, or accuracy, and other website owners are not investigated, verified, monitored, authorized, or endorsed by The Peoples Bank.

Agreement to these Terms and Conditions

By accessing any page of our site, you agree to these Terms and Conditions. If you do not agree, please do not use our site. These Terms and Conditions do not modify or supplement any existing agreement that we may have with you and is not intended to be incorporated as part of any agreement between us. The Peoples Bank reserves the right, at our discretion, to change, modify, add, or remove any of these Terms and Conditions at any time. Please check this page periodically for changes. Your continued use of this site following the posting of changes to these Terms and Conditions will mean you accept these changes. These Terms and Conditions are the entire agreement between the parties relating to the use of our site.

If you have any questions regarding these conditions, please contact the bank at support@tpbtaylorsville.com or by calling 502/477-2244 during normal business hours.

11/2021