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    Location & Hours

    We offer two full-service branches for your banking convenience.

    Taylorsville

    Main Office

    Taylorsville Main Street building

    23 West Main Street
    Taylorsville, KY 40071
    Phone: (502) 477-2244
    Fax: (502) 477-2345

    Lobby/Drive Thru Hours
    8:30am – 5:00pm – Monday
    8:30am – 4:00pm – Tuesday-Thursday
    8:30am – 5:00pm – Friday
    8:30am – 12:00pm – Saturday

    Fisherville

    Branch Office

    Taylorsville branch location image

    5511 Taylorsville Road
    Fisherville, KY 40023
    Phone: (502) 477-2244
    Fax: (502) 477-1283

    Lobby/Drive-Thru Hours
    8:30am – 4:00pm – Monday through Wednesday
    8:30am – 5:00pm – Thursday
    8:30am – 5:00pm – Friday
    8:30am – 12:00pm – Saturday

    Holiday Hours (both locations)

    Monday, January 1st, 2024CLOSEDNew Year's Day
    Monday, January 15, 2024CLOSEDMartin Luther King Day
    Monday, February 19, 2024CLOSEDPresident's Day
    Friday, March 29, 2024 CLOSING @ 2:00 p.m.Good Friday
    Monday, May 27, 2024CLOSEDMemorial Day
    Wednesday, June 19, 2024 CLOSEDJuneteenth - National Independence Day
    Thursday, July 4, 2024 CLOSEDIndependence Day
    Monday, September 2, 2024 CLOSEDLabor Day
    Monday, October 14, 2024 CLOSEDColumbus Day
    Monday, November 11, 2024CLOSEDVeteran's Day
    Thursday, November 28, 2024CLOSEDThanksgiving Day
    Friday, November 29, 2024CLOSING @ 2:00 p.m.Day After Thanksgiving
    Wednesday, December 25, 2024CLOSEDChristmas Day
    Wednesday, January 1, 2025CLOSEDNew Year's Day

    Service Fees

    ServiceFees
    Service
    Teller Assisted Transactions
    Fees
    Free
    Service
    Debit Card
    Fees
    Free
    Service
    Bank by Mail Envelopes
    Fees
    Free
    Service
    Incoming ACH Transfers
    Fees
    Free
    Service
    Outgoing ACH Transfers
    Fees
    Free
    Service
    Telephone Transfers
    Fees
    Free
    Service
    Foreign ATM Transactions
    Fees
    $1.50
    Service
    Attachments/Levys/Garnishments
    Fees
    $75/occurrence
    Service
    Official Check (Customer)
    Fees
    $5.00
    Service
    Check Cashing (Customer)
    Fees
    No Charge
    Service
    Collection Items
    Fees
    $10.00
    Service
    Replacement Debit Card
    Fees
    $12.00
    Service
    Replacement Debit Card PIN
    Fees
    $5.00
    Service
    Dormant Account Fee1
    Fees
    $5.00/mo
    Service
    Fax
    Fees
    $3.00 /first page $.50 /each additional page
    Service
    Night Deposit Bag (Zipper)
    Fees
    $15.00
    Service
    Night Deposit Bag (Lock)
    Fees
    $20.00
    Service
    Notary Fee
    Fees
    No Charge
    Service
    Overdraft Fee2
    Fees
    $30.00 (each)
    Service
    Return Item Fee2
    Fees
    $30.00 (each)
    Service
    Preprinted Checks
    Fees
    Determined by Type and Quantity Ordered
    Service
    Account Research
    Fees
    $40.00 /hour and $1.00/copy
    Service
    Returned Deposited Items/Chargeback Fee
    Fees
    $5.00
    Service
    Safe Deposit Box - Annual Rent - 3x5
    Fees
    $15.00
    Service
    Safe Deposit Box - Annual Rent - 5x5
    Fees
    $20.00
    Service
    Safe Deposit Box - Annual Rent - 3x10
    Fees
    $25.00
    Service
    Safe Deposit Box - Annual Rent - 5x10
    Fees
    $30.00
    Service
    Safe Deposit Box - Annual Rent - 10x10
    Fees
    $50.00
    Service
    Safe Deposit Box - Drilling Box
    Fees
    $125.00
    Service
    Safe Deposit Box - Replacing Lost Key
    Fees
    $25.00
    Service
    Special Statement Cutoff
    Fees
    $3.00
    Service
    Statement Reconciling Assistance
    Fees
    $20.00/hour
    Service
    Stop Payment
    Fees
    $30.00
    Service
    Incoming Domestic Wire Transfers
    Fees
    $15.00
    Service
    Outgoing Domestic Wire Transfers
    Fees
    $20.00
    Service
    Incoming International Wire Transfers
    Fees
    $50.00
    Service
    Outgoing International Wire Transfers
    Fees
    $55.00

    1Assessment begins 12 months after the most recent activity in the account and the balance is below $100.

    2Overdraft and Return Item Fees may apply to overdrafts and return items created by check, in person, withdrawals, or other electronic means “as applicable.”

    Home Financing

    Select your financial calculator below to begin.

    One or more of the fields is not filled out.

    The date you have entered is invalid!

    The amount of time is too large to compute!

    The amount is too large to compute!

    Percentages cannot exceed 100

    How long you plan to keep the property must be less than or equal to the new loan term

    Your down payment exceeds the home price

    Refinancing Calculator

    Refinancing at a lower rate has the potential to save you thousands of dollars in the long run. However, for refinancing to be worth it, the savings in interest must be greater than the fees (i.e. points, closing costs) involved with the refinancing process. The refinancing calculator will take these fees into consideration and tell you how much you could save (or lose) should you decide to refinance at a lower rate.

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    Existing Loan

    Existing Loan Original Loan Amount
    Existing Loan Original Mortgage Length
    Existing Loan Date of Loan
    Existing Loan Current Interest Rate

    New Loan

    Existing Loan Amount you wish to cash out upon refinance
    Existing Loan New Interest Rate
    Existing Loan Points
    Existing Loan Fees and Closing Costs
    Existing Loan New loan term

    Other Information

    Existing Loan How long will you keep this property

    Fixed Rate Mortgage Calculator

    Given the information on your fixed rate mortgage, the fixed rate mortgage calculator will determine how much your mortgage payments will be.

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    Loan Information

    Fixed Rate Mortgage Home Price
    Fixed Rate Mortgage Down Payment
    Fixed Rate Mortgage Loan Term
    Fixed Rate Mortgage Interest Rate
    Fixed Rate Mortgage Payment Frequency

    Adjustable Rate Mortgage Payments Calculator

    Calculates the payments and interest on your adjustable rate mortgage.

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    Loan Information

    Adjustable Rate Mortgage Home Price
    Adjustable Rate Mortgage Loan Down Payment
    Adjustable Rate Mortgage Loan Term
    Adjustable Rate Mortgage Beginning Interest Rate
    Adjustable Rate Mortgage Rate Cap (Life Rate Cap)
    Adjustable Rate Mortgage Maximum First Interval Rate Increase
    Adjustable Rate Mortgage Maximum Subsequent Interval Rate Increase
    Adjustable Rate Mortgage Months Before First Rate Increase
    Adjustable Rate Mortgage Months Between Subsequent Rate Increases

    Balloon Mortgage Payment Calculator

    A balloon mortgage consists of paying smaller amounts at first, and then paying the a large portion of the mortgage at one time. This will show you the amount needed for a mortgage with a balloon payment.

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    Balloon Mortgage Home Price
    Balloon Mortgage Down Payment Amount
    Balloon Mortgage Amortized Over
    Balloon Mortgage Current Interest Rate
    Balloon Mortgage Balloon Payment After

    Rent or Buy Decision Calculator

    Buying a home is a huge life decision. The rent or buy calculator compares the cost of renting or buying given a certain time period

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    Rent Information


    Rent Information Monthly Rent
    Rent Information Monthly Renter's Insurance
    Rent Information How Much Will Rent Increase Each Year?

    Purchase Information


    Purchase Information Home Price
    Purchase Information Down Payment
    Purchase Information Interest Rate
    Purchase Information Loan Term
    Purchase Information Points (%)
    Purchase Information Closing Cost for Buying ($)

    Home Information


    Purchase Information Annual Property Taxes
    Purchase Information Average Monthly Maintenance ($)
    Purchase Information Monthly Homeowner's Insurance ($)
    Purchase Information How Much Will Your Home Appreciate each Year?
    Purchase Information Other Monthly Costs (Association dues, etc...)

    Personal Information


    Purchase Information State and Federal Tax Rate (%)
    Purchase Information Investment Rate of Return (or Bank Account Savings Rate %)
    Purchase Information How Long Will You Stay at this Property?

    Sale Information


    Purchase Information Real Esatate Agent Commission
    Purchase Information Closing Cost for Selling ($)

    Mortgage Comparison Calculator

    The mortgage comparison calculator gives you financial statistics on different types of loans.

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    Loan Information

    Mortgage Comparison Loan ID 1
    Mortgage Comparison Loan ID 2
    Mortgage Comparison Loan ID 3
    Mortgage Comparison Down Payment 1
    Mortgage Comparison Down Payment 2
    Mortgage Comparison Down Payment 3
    Mortgage Comparison Loan Term 1
    Mortgage Comparison Loan Term 2
    Mortgage Comparison Loan Term 3
    Mortgage Comparison Interest Rate 1
    Mortgage Comparison Interest Rate 2
    Mortgage Comparison Interest Rate 3
    Mortgage Comparison Points 1
    Mortgage Comparison Points 2
    Mortgage Comparison Points 3
    Mortgage Comparison Other Fees 1
    Mortgage Comparison Other Fees 2
    Mortgage Comparison Other Fees 3
    Mortgage Comparison Loan Type 1
    Mortgage Comparison Loan Type 2
    Mortgage Comparison Loan Type 3
    Mortgage Comparison Adjustable Type 1
    Mortgage Comparison Adjustable Type 2
    Mortgage Comparison Adjustable Type 3
    Mortgage Comparison Maximum Initial Rate Adjustment 1
    Mortgage Comparison Maximum Initial Rate Adjustment 2
    Mortgage Comparison Maximum Initial Rate Adjustment 3
    Mortgage Comparison Maximum Subsequent Rate Adjustment 1
    Mortgage Comparison Maximum Subsequent Rate Adjustment 2
    Mortgage Comparison Maximum Subsequent Rate Adjustment 3
    Mortgage Comparison Anticipated Rate Cap 1
    Mortgage Comparison Anticipated Rate Cap 2
    Mortgage Comparison Anticipated Rate Cap 3

    All Loans

    Mortgage Comparison Home Price
    Mortgage Comparison Your Income Tax Rate
    Mortgage Comparison How Long Will You Stay in this House(Years)?

    Payment Plans

    You can save a lot of money if you increase your monthly mortgage payment in order to pay it off faster. Find out how much you could save over the life of your loan.

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    Loan Information

    Payments Plans Original Loan Amount
    Payments Plans Original Mortgage Length
    Payments Plans Date of Loan
    Payments Plans Current Interest Rate
    Payments Plans Date of First Extra Payment
    Payments Plans Additional Payment Amount and Payment Type

    Mortgage Qualification

    Estimates a loan amount that you could qualify for.

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    Income


    Mortgage Qualification Combined Gross Annual Income

    Monthly Expenses


    Mortgage Qualification Minimum Monthly Credit Card Payments
    Mortgage Qualification Car Payments
    Mortgage Qualification Other Fixed Monthly Debt Expenses

    Loan Information


    Mortgage Qualification Down Payment
    Mortgage Qualification Interest Rate
    Mortgage Qualification New Loan Term

    Payment Information


    Mortgage Qualification Monthly Insurance and Other Costs
    Mortgage Qualification Monthly Association Dues (If Any)
    Mortgage Qualification Annual Property Tax

    Home Affordability

    Computes the most expensive house you can buy.

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    Monthly Payment Information

    Home Affordability Highest Payment You can Afford (Include all Taxes, Fees, Dues, Insurance, etc...)

    Payment Breakdown


    Home Affordability Monthly Insurance and Other Costs
    Home Affordability Annual Property Tax
    Home Affordability Monthly Associations Dues (If Any)

    Loan Information


    Home Affordability Down Payment
    Home Affordability Loan Term
    Home Affordability Interest Rate

    Personal Information


    Home Affordability Combined State and Federal Tax Rate

    Loan Consolidation

    Factors in the costs and benefits of consolidating your debts to determine whats the financially best way to pay them off.

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    Loans

    Add Row Remove Row
    Loan Balance 0
    Loan Payment 0
    Loan Interest Rate 0

    Credit Cards

    Add Row Remove Row
    Credit Card Remaining Amount 0
    Credit Card Rate 0

    Consolidated Loan

    Consolidated Loan Interest Rate:
    Consolidated Loan Term:
    Consolidated Loan Fees:
    Consolidated Loan Points(%):
    Consolidated Loan Savings Rate(%)):
    Consolidated Loan Invest(%):
    Calculator Information

    The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.


    Calculator Disclaimer

    These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.

    Personal Financing

    Select your financial calculator below to begin.

    One or more of the fields is not filled out.

    The date you have entered is invalid!

    The amount of time is too large to compute!

    The amount is too large to compute!

    Percentages cannot exceed 100

    How long you plan to keep the property must be less than or equal to the new loan term

    Your down payment exceeds the home price

    Car Affordability

    Calculates the most expensive car you can afford.

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    Financial Information

    Car Affordability Highest Monthly Payment you can Afford
    Car Affordability Down Payment($)
    Car Affordability Trade-in Value (If Any)
    Car Affordability Loan Term
    Car Affordability Interest Rate

    Credit Card Payoff

    Determines how long it will take to pay off credit card debt.

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    Card Information

    Credit Card Payoff Current Balance
    Credit Card Payoff Monthly Payment
    Credit Card Payoff Interest Rate

    Saving for College

    Calculates a monthly savings amount in order to reach your college savings goal.

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    College Financial Information

    Saving for College Today's Yearly Tuition
    Saving for College Years of College
    Saving for College Amount you Have Now
    Saving for College Years Until College Begins
    Saving for College Expected Interest Rate
    Saving for College Expected Inflation Rate

    Big Purchase

    Computes how much money you will need to save each month in order to purchase something big.

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    Financial Information

    Big Purchase After-Tax amount savings goal
    Big Purchase Amount you have now
    Big Purchase How long will you save
    Big Purchase Expected Interest Rate
    Big Purchase Income Tax Rate

    Borrowing

    Based on your financial details, the borrowing calculator determines how much money you can feasibly borrow and pay back.

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    Financial Information

    Borrowing Payment Amount
    Borrowing Number of Payments
    Borrowing Interest Rate

    Loan Rates

    Given loan information, determines the interest rate on that loan.

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    Loan Information

    Loan Rates Purchase Price
    Loan Rates Down Payment Amount
    Loan Rates Payment Amount
    Loan Rates Loan term

    Paying Off a Loan

    Determines how long it will take you to payoff a loan.

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    Loan Information

    Paying Off a Loan Purchase Price
    Paying Off a Loan Down Payment Amount
    Paying Off a Loan Payment Amount
    Paying Off a Loan Interest Rate

    Loan Payments

    Determines the payment on a loan with a fixed rate.

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    Loan Information

    Loan Payments Purchase Price
    Loan Payments Down Payment Amount
    Loan Payments Loan Term
    Loan Payments Interest Rate
    Loan Payments Trade in Amount
    Loan Payments Trade in Payoff
    Loan Payments Payment Frequency

    Car Purchasing

    Helps decide if an Auto Loan or Home Equity Loan is best for purchasing a car.

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    Auto Loan Information


    Car Purchasing Price (pre tax)
    Car Purchasing Loan term
    Car Purchasing Interest Rate
    Car Purchasing Cash Down
    Car Purchasing Fees
    Car Purchasing Sales Tax Rate
    Car Purchasing Trade Allowance
    Car Purchasing Amount Owed on Trade

    Home Equity Loan Information


    Car Purchasing Home Equity Price (pre tax)
    Car Purchasing Home Equity Loan term
    Car Purchasing Home Equity Loan Interest Rate
    Car Purchasing Home Equity Loan Closing Costs
    Car Purchasing Home Equity Loan Federal Tax Rate
    Car Purchasing Home Equity Loan State Tax Rate

    Debt Elimination

    This calculator helps you evaluate various strategies for paying off your debt. When one debt is paid off, the payment amount normally applied to that debt is made available for use against another debt. This is referred to as the rollover strategy. Add an additional monthly payment for debt reduction to accelerate the payoff.

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    Debt Information

    Add Row Remove Row
    Debt Elimination Type 0
    Debt Elimination Creditor 0
    Debt Elimination Interest Rate 0
    Debt Elimination Current Balance 0
    Debt Elimination Amount You Pay 0
    Debt Elimination Minimum Amount 0
    Debt Elimination Additional Monthly Payment for Debt Reduction

    Debt Payoff Strategy

    For the lease expensive debt payoff strategy, choose HIGHEST RATE FIRST and USE MINIMUM AMOUNT DUE

    Debt Elimination Debt Payoff Order
    Debt Elimination Minimum Amounts
    Calculator Information

    The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.


    Calculator Disclaimer

    These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.

    Investment Financing

    Select your financial calculator below to begin.

    One or more of the fields is not filled out.

    The date you have entered is invalid!

    The amount of time is too large to compute!

    The amount is too large to compute!

    Percentages cannot exceed 100

    How long you plan to keep the property must be less than or equal to the new loan term

    Your down payment exceeds the home price

    Portfolio Yield

    Enter each transaction from your investment portfolio and determine your percentage yields before and after fees and taxes.

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    Portfolio Information

    Portfolio Yield Starting Date
    Portfolio Yield Starting Balance
    Portfolio Yield Ending Date
    Portfolio Yield Ending Balance

    Transaction History

    Add Row Remove Row
    Transaction Date 0
    Transaction Amount 0
    Transaction Type 0
    Transaction Fee 0
    Transaction Tax 0
    Transaction Cost basis 0

    Saving to be a Millionaire

    Estimates a monthly deposit amount in order to save to a million dollars.

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    Financial Information

    Millionaire Saving Starting Balance
    Millionaire Saving How long will you save
    Millionaire Saving Rate of Return
    Millionaire Saving Income Tax Rate

    Investment Yield

    Determines the return rate on an investment.

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    Investment Information

    Investment Yield Original Investment Date
    Investment Yield Original Investment Amount
    Investment Yield Investment Date on Which the Investment was Sold
    Investment Yield Amount for Which the Investment was Sold
    Investment Yield Compounding Period

    Future Worth

    Determines the present value of an asset with a known future value.

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    Financial Information

    Financial Present Date
    Financial Future Date
    Financial Future Value
    Financial Rate of Return
    Financial Compounding Period

    Future Investment

    Computes what an amount invested today will be worth at some point in the future.

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    Investment Information

    Future Investment Present Date
    Future Investment Future Date
    Future Investment Present Value
    Future Investment Rate of Return
    Future Investment Compounding Period

    Time Savings

    Compute the total amount you would be able to save with monthly deposits.

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    Financial Information

    Time Savings Balance on Start Date
    Time Savings Deposit Amount
    Time Savings Rate of Return
    Time Savings Number of Years

    Needed Rate

    Compute the rate of return you would need to reach your savings goal.

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    Financial Information

    Needed Rate Balance on Start Date
    Needed Rate Deposit Amount
    Needed Rate Savings Goal
    Needed Rate Length of Time

    Initial Savings

    Compute how much money you would need to start with to reach a savings goal.

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    Financial Information

    Initial Savings Deposit Amount
    Initial Savings Rate of Return
    Initial Savings Goal
    Initial Savings Length of Time

    Monthly Savings

    Computes the monthly deposit amount needed to reach a savings goal.

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    Financial Information

    Monthly Savings Balance on Start Date
    Monthly Savings Rate of Return
    Monthly Savings Savings Goal
    Monthly Savings Number of Years
    Calculator Information

    The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.


    Calculator Disclaimer

    These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.

    Retirement Financing

    Select your financial calculator below to begin.

    One or more of the fields is not filled out.

    The date you have entered is invalid!

    The amount of time is too large to compute!

    The amount is too large to compute!

    Percentages cannot exceed 100

    How long you plan to keep the property must be less than or equal to the new loan term

    Your down payment exceeds the home price

    Traditional vs. Roth

    Which is better, a Traditional IRA or a Roth IRA? Traditional IRAs offer tax-deferred earnings and tax-deductible contributions. Roth IRAs offer tax-free earnings, but contributions are not deductible.

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    IRA Information

    Traditional vs. Roth Current Traditional IRA amount
    Traditional vs. Roth Current tax bracket
    Traditional vs. Roth Retirement tax bracket
    Traditional vs. Roth Estimated investment rate of return
    Traditional vs. Roth How much do you plan to save each year
    Traditional vs. Roth Amount Saved is
    Traditional vs. Roth Maximum IRA sheltered contribution
    Traditional vs. Roth How many years until you retire

    Traditional IRA

    Use this calculator to compute the amount you can save in a tax-deferred Traditional IRA. Contributions to your Traditional IRA are usually tax deductible now, but you pay taxes when you withdraw the funds in retirement.

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    IRA Information

    Traditional IRA Annual Deposit Amount
    Traditional IRA Number of Years to Save
    Traditional IRA Rate of Return
    Traditional IRA Income Tax Rate

    Roth IRA

    Use this calculator to compute the amount you can save in a Roth IRA where you pay taxes on your income now, but withdraw the funds tax-free in retirement. Because this is a Roth IRA, your contribution limit is after taxes and your effective contribution limit is higher than a Traditional IRA. This calculator allows you to enter your annual deposit amount in "Before Tax" dollars so that the after tax deposit amount is automatically computed for you.

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    IRA Information

    Roth IRA Annual Deposit Amount
    Roth IRA Deposit amount is
    Roth IRA Current Tax Rate
    Roth IRA Number of Years to Save
    Roth IRA Rate of Return

    Retirement Savings

    Use this calculator to find out how long you can make recurring withdrawals of a specified amount from your savings account.

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    Financial Information

    Retirement Savings Start Balance
    Retirement Savings Withdrawal Amount
    Retirement Savings Rate of Return
    Retirement Savings Compounding Period

    Retirement Rate

    Use this calculator to find out what rate of return you would need to make recurring withdrawals of a specified amount from an account.

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    Financial Information

    Retirement Rate Starting Balance
    Retirement Rate Withdrawal Amount
    Retirement Rate Number of Withdrawals
    Retirement Rate Withdrawal Period

    Retirement Funding

    Use this calculator to find out how much money you must have in your savings account to make recurring withdrawals of a specified amount.

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    Financial Information

    Retirement Funding Withdrawal Amount
    Retirement Funding Rate of Return
    Retirement Funding Number of Withdrawals
    Retirement Funding Withdrawal Period

    Monthly Spending

    Use this calculator to compute how much you will be able to regularly withdraw from your savings account before you run out.

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    Financial Information

    Monthly Spending Starting Balance
    Monthly Spending Rate of Return
    Monthly Spending Number of Withdrawals
    Monthly Spending Withdrawal Period
    Calculator Information

    The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.


    Calculator Disclaimer

    These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.

    Lease Financing

    Select your financial calculator below to begin.

    One or more of the fields is not filled out.

    The date you have entered is invalid!

    The amount of time is too large to compute!

    The amount is too large to compute!

    Percentages cannot exceed 100

    How long you plan to keep the property must be less than or equal to the new loan term

    Your down payment exceeds the home price

    Affordable Lease

    This calculator computes the amount you can afford to lease.

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    Lease Information

    Affordable Lease Payment Amount
    Affordable Lease Rate
    Affordable Lease Residual Amount
    Affordable Lease Term
    Affordable Number of Advance Payments

    Lease Residual

    This calculator computes the residual to satisfy a known payment amount, number of payments, lease rate, and lease amount.

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    Lease Information

    Lease Residual Lease Amount
    Lease Residual Payment Amount
    Lease Residual Lease Rate
    Lease Residual Lease Term
    Lease Residual Number of Advance Payments

    Lease Payments

    This calculator computes the payment amount necessary to satisfy a known lease amount, lease rate, residual amount, and number of payments.

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    Lease Information

    Lease Payments Lease Amount
    Lease Payments Lease Rate
    Lease Payments Residual Amount
    Lease Payments Lease Term
    Lease Payments Number of Advance Payments

    Lease Rate

    This calculator computes the lease rate based on a known payment amount, lease amount, residual amount, and lease term.

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    Lease Information

    Lease Rate Lease Amount
    Lease Rate Payment Amount
    Lease Rate Residual Amount
    Lease Rate Lease Term
    Lease Rate Number of Advance Payments

    Equipment Affordablity

    This calculator computes the amount you can afford to lease.

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    Lease Information

    Equipment Affordablity Payment Amount
    Equipment Affordablity Lease Rate
    Equipment Affordablity Residual Amount
    Equipment Affordablity Lease Term
    Equipment Affordablity Number of Advance Payments
    Equipment Affordablity Compounding Period

    Equipment Residual

    This calculator computes the residual to satisfy a known payment amount, number of payments, lease rate, and lease amount.

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    Lease Information

    Equipment Residual Lease Amount
    Equipment Residual Payment Amount
    Equipment Residual Payment Amount
    Equipment Residual Lease Term
    Equipment Residual Number of Advance Payments
    Equipment Residual Payment Period

    Equipment Payments

    This calculator computes the payment amount necessary to satisfy a known lease amount, lease rate, residual amount, and number of payments

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    Lease Information

    Equipment Payments Lease Amount
    Equipment Payments Lease Rate
    Equipment Payments Residual Amount
    Equipment Payments Lease Term
    Equipment Payments Number of Advance Payments
    Equipment Payments Payment Period

    Equipment Lease Rate

    This calculator computes the payment amount necessary to satisfy a known lease amount, lease rate, residual amount, and number of payments.

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    Lease Information

    Equipment Lease Amount
    Equipment Lease Payment Amount
    Equipment Lease Residual Amount
    Equipment Lease Rate Term
    Equipment Lease Number of Advance Payments
    Equipment Lease Payment Period
    Calculator Information

    The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.


    Calculator Disclaimer

    These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.

    Account Rates and Yields

    *All listed rates and yields are current as of 11/01/2023 The interest rate and annual percentage yield may change after account opening.

    Ask us for details. Account disclosures that include current rates, terms, and fees (if applicable) are available at both The Peoples Bank locations

    Certificates of Deposit & Individual Retirement AccountInterest RateAPY*Min. Initial Deposit
    Certificates of Deposit & Individual Retirement Account
    91 Day (3 Month)
    Interest Rate
    0.05%
    APY*
    0.05%
    Min. Initial Deposit
    $500 CD / $100 IRA
    Certificates of Deposit & Individual Retirement Account
    182 Day (6 Month)
    Interest Rate
    0.05%
    APY*
    0.05%
    Min. Initial Deposit
    $500 CD / $100 IRA
    Certificates of Deposit & Individual Retirement Account
    273 day (9 Month)
    Interest Rate
    0.05%
    APY*
    0.05%
    Min. Initial Deposit
    $500 CD / $100 IRA
    Certificates of Deposit & Individual Retirement Account
    12 Month (1 Year)
    Interest Rate
    0.15%
    APY*
    0.15%
    Min. Initial Deposit
    $500 CD / $100 IRA
    Certificates of Deposit & Individual Retirement Account
    13 Month (1 Year, 1 Month)
    Interest Rate
    0.15%
    APY*
    0.15%
    Min. Initial Deposit
    $500 CD / $100 IRA
    Certificates of Deposit & Individual Retirement Account
    18 Month (1 1/2 Year)
    Interest Rate
    0.15%
    APY*
    0.15%
    Min. Initial Deposit
    $500 CD / $100 IRA
    Certificates of Deposit & Individual Retirement Account
    24 Month** (2 Year, No Penalty)
    Interest Rate
    0.05%
    APY*
    0.05%
    Min. Initial Deposit
    $500 CD / $100 IRA
    Certificates of Deposit & Individual Retirement Account
    24 Month (2 Year)
    Interest Rate
    0.20%
    APY*
    0.20%
    Min. Initial Deposit
    $500 CD / $100 IRA
    Certificates of Deposit & Individual Retirement Account
    30 Month*** (2 1/2 Year)
    Interest Rate
    0.20%
    APY*
    0.20%
    Min. Initial Deposit
    $500 CD / $100 IRA
    Certificates of Deposit & Individual Retirement Account
    36 Month (3 Year)
    Interest Rate
    0.25%
    APY*
    0.25%
    Min. Initial Deposit
    $500 CD / $100 IRA
    Certificates of Deposit & Individual Retirement Account
    48 Month (4 Year)
    Interest Rate
    0.30%
    APY*
    0.30%
    Min. Initial Deposit
    $500 CD / $100 IRA
    Certificates of Deposit & Individual Retirement Account
    60 Month (5 Year)
    Interest Rate
    0.35%
    APY*
    0.35%
    Min. Initial Deposit
    $500 CD / $100 IRA

    CD & IRA Account Disclosures

    • You must deposit $500 to open a CD account and $100 to open an IRA account.
    • $500 Minimum Balance to Obtain APY on CD accounts and $100 Minimum Balance to Obtain APY on IRA accounts.
    • Annual Percentage Yield assumes that interest will remain on deposit until maturity, a withdrawal will reduce earnings.
    • Early withdrawal penalties.
    • You have 10 calendar days after the maturity date to withdraw funds without penalty.
    • We use the daily balance method to calculate the interest on your account.
    • This method applies a daily periodic rate to the principal in the account each day.
    • View our FDIC page to determine the amount to which your account will be insured.
    • Rates may vary if amounts, terms or other conditions vary from those posted.
    Original MaturityPenalty
    Original Maturity
    12 Months or Less
    Penalty
    3 Months Interest
    Original Maturity
    Greater than 12 Months
    Penalty
    6 Months Interest

    *Annual Percentage Yield. Fees paid may reduce the earnings on these accounts. Early Withdrawal Penalties may apply and reduce the earnings on these accounts. APY on CD or IRA products is based on quarterly compounding.
    ** If you withdraw any principal before the maturity date, we may impose a penalty of seven (7) days interest on the amount withdrawn if closed before the first six (6) days of deposit as required by Federal regulations. After the first six (6) days no further penalty will be imposed during the term of the account.
    *** The interest rate and annual percentage yield may change. At your discretion, you may change the interest rate on the account ONE time during the term of the certificate. The interest rate on your account will be adjusted to the rate in effect for the same term CD or IRA on the day of the adjustment and will be paid until maturity date.

    Transaction AmountsInterest RateAPY*Min. BalanceMin. Daily Balance
    Transaction Amounts
    Performance Checking ($1,000.00 - $9,999.99)
    Interest Rate
    0.01%
    APY*
    0.01%
    Min. Balance
    $1,000
    Min. Daily Balance
    $1,000
    Transaction Amounts
    Performance Checking ($10,000.00 - $24,999.99)
    Interest Rate
    0.03%
    APY*
    0.03%
    Min. Balance
    $10,000
    Min. Daily Balance
    $10,000
    Transaction Amounts
    Performance Checking ($25,000 - $59,999.99)
    Interest Rate
    0.03%
    APY*
    0.03%
    Min. Balance
    $25,000
    Min. Daily Balance
    $25,000
    Transaction Amounts
    Performance Checking ($60,000.00 - $99,999.99)
    Interest Rate
    0.05%
    APY*
    0.05%
    Min. Balance
    $60,000
    Min. Daily Balance
    $60,000
    Transaction Amounts
    Performance Checking ($100,000.00+)
    Interest Rate
    0.10%
    APY*
    0.10%
    Min. Balance
    $100,000
    Min. Daily Balance
    $100,000
    Transaction Amounts
    Money Market ($0.00 - $999.99)
    Interest Rate
    0.01%
    APY*
    0.01%
    Min. Balance
    $1,000
    Min. Daily Balance
    up to $999.99
    Transaction Amounts
    Money Market ($1,000.00 - $9,999.99)
    Interest Rate
    0.01%
    APY*
    0.01%
    Min. Balance
    $1,000
    Min. Daily Balance
    $1,000
    Transaction Amounts
    Money Market ($10,000.00 - $24,999.99)
    Interest Rate
    0.03%
    APY*
    0.03%
    Min. Balance
    $10,000
    Min. Daily Balance
    $10,000
    Transaction Amounts
    Money Market ($25,000.00 - $59,999.99)
    Interest Rate
    0.03%
    APY*
    0.03%
    Min. Balance
    $25,000
    Min. Daily Balance
    $25,000
    Transaction Amounts
    Money Market ($60,000.00 - $99,999.99)
    Interest Rate
    0.05%
    APY*
    0.05%
    Min. Balance
    $60,000
    Min. Daily Balance
    $60,000
    Transaction Amounts
    Money Market ($100,000.00+)
    Interest Rate
    0.20%
    APY*
    0.20%
    Min. Balance
    $100,000
    Min. Daily Balance
    $100,000
    Transaction Amounts
    Statement Savings
    Interest Rate
    0.05%
    APY*
    0.05%
    Min. Balance
    $100
    Min. Daily Balance
    $1
    Transaction Amounts
    Christmas Club Savings
    Interest Rate
    0.05%
    APY*
    0.05%
    Min. Balance
    $5
    Min. Daily Balance
    $5
    Transaction Account Disclosures
    • Initial deposit required to open is listed under Min. Balance column.
    • Minimum Daily Balance requirement is listed under Min. Daily Balance column.
    • We use the Daily Collected Balance method to calculate interest on your account.
      This method applies a daily periodic rate to the daily collected balance in the account.
    • A $10 service charge will be charged per statement cycle if the account falls below Daily Balance Requirement.
    • Interest will be compounded and credited monthly.
    • Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items
      (for example, checks).
    • Interest Rate may change at any time.
    • Fees may reduce earnings.
    • There is no charge for unlimited point of sale (debit) transactions.
    • ATM usage fees may be applied by the owner/operator of the ATM.
    • View our FDIC page to determine the amount to which your account will be insured.
    Savings Disclosures
    • An initial deposit of $100 is required to open this account.
    • A minimum balance fee of $2 will be imposed every month if the balance in the account falls below $100
      any day.
    • Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items
      (for example, checks).
    • We use the Daily Collected Balance method to calculate the interest on your account.
      This method applies a daily periodic rate to the Daily Collected Balance in the account.
    • Interest will be compounded and credited to your account on a quarterly basis.
    • Withdrawals from a Savings account by check, ACH, POS or telephone transfer are limited to six per month.
      A fee of $2 each is assessed for additional withdrawals.
    • Interest rate may change at any time.
    • Fees may reduce earnings.
    • View our FDIC page to determine the amount to which your account will be insured.
    Christmas Club Disclosures
    • An initial deposit of $5 is required to open this account.
    • A minimum daily balance of $5 must be maintained to obtain the disclosed annual percentage yield.
      Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items
      (for example, checks).
    • We use the Daily Collected Balance method to calculate the interest on your account.  This method applies a daily periodic rate to the Daily Collected Balance in the account.
    • Interest will be compounded and credited to your account on an annual basis.
    • Withdrawals are not allowed; funds are paid out annually.
    • Interest rate may change at any time.
    • View our FDIC page to determine the amount to which your account will be insured.