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The Peoples Bank Taylorsville

Option Reserve

Option Reserve puts ready cash right at your fingertips - in your checkbook. And requires no collateral.

  • Easy Access to Credit Line
  • Automatic Overdraft Protection
  • Reasonable Repayment Terms
  • Automatic Monthly Repayment
  • Revolving Line of Credit
If you've ever made an error in balancing your checkbook, you'll appreciate the value of having Option Reserve to cover your overdrafts. Insufficient funds and returned checks charges can pile up quickly. The Option Reserve account gives you automatic protection against overdrafts and overdraft fees while providing you the additional benefit of a line of credit.
If you have any questions, please Contact Us. One of our knowledgeable loan officers will be glad to assist you.
* Subject to credit approval.
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Mobile Banking

Our mobile banking app is now available. You can now bank from anywhere with your mobile device.
Read more on our accessibility statement