Secure Online Banking

Today's CD Rates

36 Month 2.02%*
48 Month 2.07%*
60 Month 2.12%*

*annual percentage rates

Account Rates and Yields

Listed rates and yields are current as of March 3, 2014. The interest rate and annual percentage yield may change after account opening.

Certificates of Deposit Interest Rate APY* Min. Initial Deposit
91 Day (3 Month) 0.15% 0.15% $500
182 Day (6 Month) 0.15% 0.15% $500
273 day (9 Month) 0.15% 0.15% $500
12 Month (1 Year) 0.30% 0.30% $500
13 Month (1 Year, 1 Month) 0.30% 0.30% $500
18 Month (1 1/2 Year) 1.50% 1.51% $500
24 Month** (2 Year, No Penalty) 0.15% 0.15% $500
24 Month (2 Year) 0.40% 0.40% $500
30 Month*** (2 1/2 Year) 0.25% 0.25% $500
36 Month (3 Year) 2.00% 2.02% $500
48 Month (4 Year) 2.05% 2.07% $500
60 Month (5 Year) 2.10% 2.12% $500

 

Transaction Amounts Interest Rate APY* Min. Balance Min. Daily Balance
Performance Checking
($0 - $999.99)
0.00% 0.00% $100 $1
Performance Checking
($1,000.00 - $9,999.99)
0.15% 0.15% $1,000 $1,000
Performance Checking
($10,000.00 - $24,999.99)
0.15% 0.15% $10,000 $10,000
Performance Checking
($25,000 - $59,999.99)
0.20% 0.20% $25,000 $25,000
Performance Checking
($60,000.00 - $99,999.99)
0.20% 0.20% $60,000 $60,000
Performance Checking
($100,000.00+)
0.30% 0.30% $100,000 $100,000
Statement Savings 0.15% 0.15% $100 $1
Christmas Club Savings 0.15% 0.15% $5 $1
Money Market
($0.00 - $999.99)
0.15% 0.15% $0.00 up to $999.99
Money Market
($1,000.00 - $9,999.99)
0.15% 0.15% $1,000 $1,000
Money Market
($10,000.00 - $24,999.99)
0.35% 0.35% $10,000 $10,000
Money Market
($25,000.00 - $59,999.99)
0.40% 0.40% $25,000 $25,000
Money Market
($60,000.00 - $99,999.99)
0.40% 0.40% $60,000 $60,000
Money Market
($100,000.00+)
0.45% 0.45% $100,000 $100,000

 

*Annual Percentage Yield. Fees paid may reduce the earnings on these accounts. Early Withdrawal Penalties may apply and reduce the earnings on these accounts. APY on CD products is based on quarterly compounding.

**If you withdraw any of the principal before the maturity date, we may impose a penalty of seven (7) days interest on the amount withdrawn if closed before the first six (6) days of deposit as required by Federal regu;actions. After the first six (6) days no further penalty will be imposed during the term of the account.

***The interest rate and annual percentage yield may change. At your discretion, you may change the interest rate on the account ONE time during the term of the certificate. The interest rate on your account will be adjusted to the rate in effect for the same term CD on the day of the adjustment and will be paid until the maturity date.

The above rates are the posted rates for The Peoples Bank of Taylorsville for the certificates of deposits listed above. Rates may vary among branches and may vary if amounts, terms or other conditions vary from those posted above.