Secure Online Banking

Today's CD Rates

24 Month No Penalty 0.15%*
30 Month 0.25%*
60 Month 0.50%*

*annual percentage rates

Certificate of Deposit

Earn a competitive interest rate without sacrificing your peace of mind.

If you have any questions, please Contact Us.

Rates available for IRA and CD products.

Certificate of Deposit Interest Rate APY* Minimum Initial Deposit
91 Day(3 Month) 0.05% 0.05% $500
182 Day(6 Month) 0.07% 0.07% $500
273 day(9 Month) 0.10% 0.10% $500
12 Month(1 Year) 0.15% 0.15% $500
13 Month(1 Year, 1 Month) 0.15% 0.15% $500
18 Month (1 1/2 Year) 0.15% 0.15% $500
24 Month (2 Year, No Penalty) ** 0.15% 0.15% $500
24 Month (2 Year) 0.15% 0.15% $500
30 Month One Time Adjustable (2 1/2 Year) 0.25% 0.25% $500
36 Month (3 Year) 0.25% 0.25% $500
48 Month (4 Year) 0.45% 0.45% $500
60 Month (5 Year) 0.50% 0.50% $500

The above rates are the posted rates for The Peoples Bank for the certificates of deposits listed above. Rates may vary if amounts, terms or other conditions vary from those posted above.

If you have any questions, please Contact Us.

Account Disclosures

*Annual Percentage Yield. APY current as of March 3, 2014

** If you withdraw money within six (6) days after the date of deposit, the Minimum Required Penalty is seven (7) days' simple interest on the withdrawn funds. If a partial early withdrawal is done, we are required to impose the Minimum Required Penalty on the amount(s) withdrawn within six (6) days after each partial withdrawal. The early withdrawal penalty may be more than the Minmum Required Penalty. We may impose a pentalty if you withdraw any of the deposited funds before maturity date.