Secure Online Banking

Today's CD Rates

24 Month No Penalty 0.15%*
30 Month 0.25%*
60 Month 0.50%*

*annual percentage rates

Certificate of Deposit

Earn a competitive interest rate without sacrificing your peace of mind.

If you have any questions, please Contact Us.

Rates available for IRA and CD products.

Certificate of Deposit Interest Rate APY* Minimum Initial Deposit
91 Day(3 Month) 0.05% 0.05% $500
182 Day(6 Month) 0.07% 0.07% $500
273 day(9 Month) 0.10% 0.10% $500
12 Month(1 Year) 0.15% 0.15% $500
13 Month(1 Year, 1 Month) 0.15% 0.15% $500
18 Month (1 1/2 Year) 0.15% 0.15% $500
24 Month (2 Year, No Penalty) ** 0.15% 0.15% $500
24 Month (2 Year) 0.15% 0.15% $500
30 Month One Time Adjustable*** (2 1/2 Year) 0.25% 0.25% $500
36 Month (3 Year) 0.25% 0.25% $500
48 Month (4 Year) 0.45% 0.45% $500
60 Month (5 Year) 0.50% 0.50% $500

The above rates are the posted rates for The Peoples Bank for the certificates of deposits listed above. Rates may vary if amounts, terms or other conditions vary from those posted above.

If you have any questions, please Contact Us.

Account Disclosures

*Annual Percentage Yield. APY current as of March 3, 2014 

** If you withdraw any principal before the maturity date, we may impose a penalty of seven (7) days interest on the amount withdrawn if closed before the first six (6) days of deposit as required by Federal regulations. After the first six (6) days no further penalty will be imposed during the term of the account.

*** The interest rate and annual percentage yield may change. At your discretion, you may change the interest rate on the account ONE time during the term of the certificate. The interest rate on your account will be adjusted to the rate in effect for the same term CD on the day of the adjustment and will be paid until maturity date.